Beauty and Barber Shop Insurance

Established in 1972,the Brian Ruff Agency, is a multi-line insurance agency, providing personalized insurance coverage for families and businesses, throughout Orange County. We represent some of the finest insurance carriers in the nation, and pride ourselves in providing courteous and professional service.

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Miscellaneous

Secondary Markets

Beauty/Barber Shop Insurance

Groom your business with this program for beauty/barber shops with owner as operator, operators as employees or operators as independent contractors. Coverage is also available for individual operators, masseuses, manicurists, ear piercing, makeovers and facials.

General Liability

Primary Limits up to $3,000,000 Occurrence/Aggregate
Hired and Non-owned Auto

Included Coverages:

Medical Payments Coverage - $5,000 Limit
Errors and Omissions Coverage Part - Policy Limits
Sexual and Physical Abuse Coverage - $50,000 per Claim/$100,000 Aggregate (higher optional limits available)

Deductible:

No Deductible Required

Property

Basic, Broad or Special Form
Replacement Cost or ACV
Building
Contents
Business Income
Equipment Breakdown
Accounts Receivable
Computer Equipment
Outside Signs
Valuable Papers

Crime

Inside the Premises - Theft of Money and Securities
Inside the Premises - Robbery or Safe Burglary of Other Property
Outside the Premises