Halfway House

Established in 1972,the Brian Ruff Agency, is a multi-line insurance agency, providing personalized insurance coverage for families and businesses, throughout Orange County. We represent some of the finest insurance carriers in the nation, and pride ourselves in providing courteous and professional service.

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Miscellaneous

Secondary Markets

Halfway House

A safe haven for new business - this program covers health care and social-service facilities offering voluntary outpatient and/or temporary-stay services.

General Liability

Primary Limits up to $3,000,000 Occurrence/Aggregate

Included Coverages:

Medical Payments Coverage - $5,000 Limit
Errors and Omissions Coverage - Policy Limits
Sexual and Physical Abuse
Coverage - $25,000 per claim/$50,000 Aggregate (higher optional limits available)

Deductible:

Minimum $500 Deductible Required

Property

Basic, Broad or Special Form
Replacement Cost or ACV
Building
Contents
Business Income
Equipment Breakdown
Accounts Receivable
Computer Equipment
Outside Signs
Valuable Papers
Food Spoilage

Crime

Inside the Premises - Theft of Money and Securities
Outside the Premises