Selected Mercantile Program

Established in 1972,the Brian Ruff Agency, is a multi-line insurance agency, providing personalized insurance coverage for families and businesses, throughout Orange County. We represent some of the finest insurance carriers in the nation, and pride ourselves in providing courteous and professional service.

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Secondary Markets

Selected Mercantile Program

Big profits are in store for you with this program that covers a wide array of retail businesses.

General Liability

Primary Limits up to $3,000,000 Occurrence/Aggregate
Electronic Data Liability
Liquor Liability
Hired and Non-Owned Auto

Included Coverages:

Medical Payments Coverage - $5,000 Limit
Landlords as Additional Interests

Deductible:

No Deductible Required

Property

Basic, Broad or Special Form
Replacement Cost or ACV
Building
Contents
Business Income
Equipment Breakdown
Accounts Receivable
Computer Equipment
Outside Signs
Valuable Papers
Food Spoilage

Crime

Inside the Premises - Theft of Money and Securities
Inside the Premises - Robbery or Safe Burglary of Other Property
Outside the Premises